Rates

Loan Rates

As of 9/22/2023

TypeAPRTerm
Signature – ($4,999)6.50%48 months
Signature – ($5,000 – $7,999)6.50%60 months
Share Secured2.80%60 months
Share Secured ($25,000 Minimum)4.35%72 Months
Auto Loans – New 2023-2024 ($45,000 Maximum) *4.20%60 months
Auto Loans – New 2023-2024 ($45,000 Maximum) *4.35%72 months
Auto Loans – New 2023-2024 ($45,000 Maximum) *4.35%84 months ($25,000 Minimum)
Auto Loans – Used 2015 – 2022 ($45,000 Maximum) *5.60%60 months
Auto Loans – Used 2015 – 2022 ($45,000 Maximum) *5.90%72 Months
Boats – New 20235.55%60 months
Boats – New 20235.95%72 months
Boats – Used 2016-20226.15%48 months
Recreational VehiclesStart at 4.50%48 months
Visa – Classic11.50% N/A
Visa – Preferred8.99% N/A

*Auto Loans – please note – lease buyouts and refinances are not offered
RATES SUBJECT TO CHANGE WITHOUT NOTICE

Deposit Rates

As of 9/22/2023

TypeAPRAPY
Share Account ($25.00 minimum Daily Balance)0.10%0.10%
Share Certificates – 6 Month ($500 minimum/$100,000 maximum)0.90%0.90%
Share Certificates – 1 Year ($500 minimum/$100,000 maximum)1.00%1.00%
Share Certificates – 2 Years ($500 minimum/$100,000 maximum)1.20%1.20%

*APR Annual Percentage Rate
*APY Annual Percentage Yield
*Subject to change without notice
*Dividends are accrued from the term of the certificate and posted upon maturity
*For all share certificates, a penalty will be imposed for early withdrawal.
*Members will forfeit dividends if the account is closed before accured dividends are credited.