Deposits

The Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by the NCUA up to $250,000, which means that your money is safe! Take a look at the different types of accounts we offer, and contact Member Services if you would like more information

Savings Accounts

The share savings account serves as your share of ownership in the Credit Union. The dividend rate and percentage yield may change every quarter without notice. Dividends are calculated by the average daily balance method. You must maintain a minimum average daily balance of $25.00 in your share savings to obtain the disclosed annual percentage yield.

Share Draft Accounts (Checking)

A share draft account with your credit union means a hassle-free checking account. There are:

  • NO monthly service fees
  • NO minimum balance required
  • NO per check charges

The share draft account is offered to members who are at least 18 years old. Once the account is open the credit union lets you have the first 40 drafts free!

Share Certificates

Williamsville Federal Credit Union offers a variety of term deposits that can help meet your investment needs. With terms from 6 to 24 months, with a minimum deposit as low as $500.

You may choose a terms of 6 months, 1 year, 2 years. There is no limit to the amount of Share Certificates you may own. You will not be able to make additional deposits into an existing account.