Rates

Loan Rates

As of 10/24/2025

TypeAPRTerm
Signature – ($4,999)6.75%48 months
Signature – ($5,000 – $7,999)6.75%60 months
Signature – ($8,000 – $10,000)7.25%72 months
Share Secured4.35%60 months
Auto Loans – New 2025-2026 ($45,000 Maximum) *4.80%60 months
Auto Loans – New 2025-2026 ($45,000 Maximum) *4.95%72 months
Auto Loans – Used 2018 – 2024 ($45,000 Maximum) *6.20%60 months
Auto Loans – Used 2018 – 2024 ($45,000 Maximum) *6.50%72 Months
Boats – New 2025-20265.55%60 months
Boats – New 2025-20265.95%72 months
Boats – Used 2018-20246.15%48 months
Recreational VehiclesStart at 4.50%48 months
Visa – Classic11.50% N/A
Visa – Preferred9.99% N/A

*Auto Loans – please note – lease buyouts and refinances are not offered
RATES SUBJECT TO CHANGE WITHOUT NOTICE

Deposit Rates

As of 10/24/2025

TypeAPRAPY
Share Account ($25.00 minimum Daily Balance)0.10%0.10%
Share Certificates – 6 Month ($500 minimum/$100,000 maximum)2.00%2.00%
Share Certificates – 1 Year ($500 minimum/$100,000 maximum)2.15%2.15%
Share Certificates – 2 Years ($500 minimum/$100,000 maximum)2.20%2.720%

*APR Annual Percentage Rate
*APY Annual Percentage Yield
*Subject to change without notice
*Dividends are accrued from the term of the certificate and posted upon maturity
*For all share certificates, a penalty will be imposed for early withdrawal.
*For Share Certificates with denominations of 5,000 to 10,000 plus, contact the Credit Union for additional rates.
*Members will forfeit dividends if the account is closed before accured dividends are credited.