As of January 6, 2012

Type	APR	Term
Home Equity - (fixed rates, 80% financing)	4.90%	60 months
Personal / Signature - ($7500 Maximum)	8.90%	48 months
Share Secured	3.95%	60 months
Auto Loans - New 2012	3.95%	48 months
Auto Loans - New 2012	4.60%	60 months
Auto Loans - New 2012 - ($15,000-$50,000)	5.00%	72 months
Auto Loans - Used 2008 - 2009	5.10%	48 months
Auto Loans - Used 2010 - 2011	5.10%	60 months
Unsecured Loans - $500-$1999	8.90%	24 months
Unsecured Loans - $2000-$4999	8.90%	36 months
Unsecured Loans - $5000-$7500	8.90%	48 months
Boats - New 2012	8.15%	60 months
Boats - New 2012	8.35%	72 months
Boats - Used 2008-2011	9.15%	48 months
Recreational Vehicles	9.15%	48 months
Visa - Classic	11.50%
Visa - Gold (New Product)	8.99%

*APR Annual Percentage Rate
*APY Annual Percentage Yield
*Subject to change without notice
*All Loans except Home Equity have member Loan protection life insurance provided by the credit union through Cuna Mutual. Certain restrictions apply. Cuna Mutual is not affiliated with NCUA.

As of January 6, 2012

Type	APR	APY
Share Account ($25.00 minimum Daily Balance)	0.40%	0.40%
Share Certificates - 60 days ($500 minimum)	0.30%	0.30%
Share Certificates - 90 days ($500 minimum)	0.30%	0.30%
Share Certificates - 6 Months ($500 minimum)	0.35%	0.35%
Share Certificates - 1 Year ($500 minimum)	0.40%	0.40%
Share Certificates - 2 Years ($500 minimum)	0.55%	0.55%

*APR Annual Percentage Rate
*APY Annual Percentage Yield
*Subject to change without notice
*Dividends are acrued from the term of the certificate and posted upon maturity
*For all share certificates, a penalty will be imposed for early withdrawal.
*Members will forfeit dividends if the account is closed before accured dividends are credited.